Emergency Loans provide emergency repairs for eligible owner-occupied properties. Depending on the income and family size of the household, the loan may be forgivable (a grant) for those still occupying the property five years after the repairs are completed. Those with 51% to 80% of the area median income as determined by the Department of Housing and Urban Development may be eligible for loans at 3% interest and monthly payments.
Electrical service (outside of home)
Exterior accessibility for the disabled
Water or sewer line breaks
Other (call to inquire)
Applications are available year-round on a case-by-case basis